The major factors to consider when taking Social Security are your life expectancy, taxes, marital status, when you plan on retiring, and will you or your spouse receive a government pension. To come up with your AIME Social Security looks at your covered earnings each year from when you first began working until age 60. Next, they form a special average of these earnings (AIME) and use this figure to determine your full retirement benefit (PIA).
In an attempt to limit what is considered as hazards of modern life in America, which covers the elderly, poverty, unemployment and the burdens of widows and fatherless children, and to respond to the Great depression after the 1930s, President Franklin Delano Roosevelt (in promotion) waged a measure of implementation of social insurance to address these issues.
Not all individuals filing for SSD or SSI are required to go to a CE, but for those who have not been to a doctor within the last 60 days, or who have other medical conditions listed in their medical records for which they have not received prior treatment, a CE will in all likelihood be required before a disability examiner can render a decision on your claim.
The Act and SSA’s implementing regulations prescribe rules for deciding if an individual is “disabled.” SSA’s criteria for deciding if someone is disabled are not necessarily the same as the criteria applied in other Government and private disability programs.
Because there is no direct involvement of medical professionals in the disability decisions made by administrative law judges in the Office of Hearings and Appeals, administrative law judges sometimes request expert testimony on complex medical issues.